council of mortgage lenders approved warranty providers
The outstanding value of all residential mortgage loans was 1,667.1 billion at the end of 2022 Q3, 4.1% higher than a year earlier. Head office: 36 Sutton Court Road, Sutton, Surrey, SM1 4TE Head office: Economic House, PO Box 9, High Street, Coventry, CV1 5QN, DX 18855 COVENTRY-2 The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Head office: Sir William Atkins House, Ashley Avenue, Epsom, Surrey, KT18 5AS, DX 30718 EPSOM Type of membership: Member, Leeds Building Society Type of membership: Member, Intelligent Finance Head office: Carmelite, 50 Victoria Embankment, Blackfriars, London, EC4Y 0DX Head office: 226 Sheen Lane, London, SW14 8LD Type of membership: Associate, Mortgage Brain Ltd Head office: 1 More London Place, London, SE1 2AF Type of membership: Member, Furness Building Society You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Capital Markets & Wholesale to Payments & Innovation. Head office: Eastern Gate, Brants Bridge, Bracknell, Berkshire, RG12 9BZ, DX 33624 BRACKNELL Head office: 24 Friar Lane, Nottingham, NG1 6DU Head office: Woodland Place, Pinetrees Road, Norwich, Norfolk, NR7 9EJ The warranty is provided either by a warranty scheme or a Council of Mortgage Lenders (CML) Professional Consultants Certificate. 6 Year Professional Consultants Certificate (PCC) Once known as an Architect's Certificate, or a CML Certificate (Council of Mortgage Lenders), the current industry standard for newly built or converted properties is a UK Finance Professional Consultants Certificate (PCC). Type of membership: Associate, Allied Surveyors plc Type of membership: Member, Newcastle Building Society Type of membership: Associate, TLT Solicitors In November 2015 it was confirmed that the Council of Mortgage Lenders would be merged with the British Bankers . Head office: Venture Court, Waterside Business Park, Valley Way, Swansea, SA6 8QP, DX 82804 SWANSEA 2 Half of all first-time buyers in the UK, and over a quarter of home movers who took out a mortgage in the third quarter of this year opted for a term of more than 30 years, according to UK Finances latest Household Finance Review produced in collaboration with Accenture. Accord Mortgages. Protek Group Limited, Type of membership: Member, ABC International Bank plc This site makes use of cookies. Type of membership: Member, Cheshire Building Society Head office: 22 The Hollow, Earl Shilton, Leicester, LE9 7NB This enables us to offer a new level of customer protection . Contact Us As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. Type of membership: Member, Melton Mowbray Building Society Head office: Po Box 183, Donegall Square West, Belfast, BT1 6JS Type of membership: Associate, Vertex Financial Services Head office: Market House, Market Square, Stony Stratford, Milton Keynes, MK11 1BE, DX 56907 STONY STRATFORD Type of membership: Associate, BancTec Limited Head office: 25 Basinghall Street, London, EC2V 5HA Type of membership: Associate, Lovells LLP The following lenders have confirmed acceptance of the Protek Warranty. Head office: Accounts department, Gainsborough House, Houghton Hall Park, Houghton Regis, LU5 5XF UK Finance does not offer any financial products and anyone claiming to provide such products on our behalf is fraudulent. Finder.com Comparison UK Limited (company number: 10482489) is authorised and regulated by the Financial Conduct Authority (firm reference number: 786446). Our address is Level 2, 20 St Thomas St, London, SE1 9RG. The outstanding value of all residential mortgage loans was 1,584.1 billion at the end of 2021 Q2, 4.6% higher than a year earlier (Table A). This list is regularly updated as Lenders update their approval lists - please check back! Type of membership: Member, Direct Line Financial Services Ltd Type of membership: Member, Cheshire Mortgage Corporation Head office: 1 Connaught Place, Marble Arch, London, W2 2DY, 142060 MARBLE ARCH 2 Head office: Westgate Chambers, 3 High Street, Chipping Sodbury, Gloucestershire, BS37 6BA, DX 56804 CHIPPING SODBURY Type of membership: Member, Northern Bank Ltd As such, they can help you ensure that your project is being built to the highest standard and you can rely on them to provide helpful, objective inspections of your development. We serve the nation's homebuyers, homeowners, renters, and communities through nationwide programs that support safe, sustainable, and affordable housing and access to quality healthcare. Head office: Eldon House, 2 Eldon Street, London, EC2M 7UA [1] The value of gross mortgage advances in 2021 Q2 was 89.0 billion, over double the amount seen in 2020 Q2, and the highest level since 2007 Q3 (Table A and Chart 1). Type of membership: Associate, Fuel Investments Ltd Or email us at gcho@gustancho.com. We have covered over 47,000 properties, with a GDV of 16bn. Type of membership: Member, Harpenden Building Society Head office: Keaton House, Widewater Place, Moorhall Road, Harefield, Mddx, UB9 6NS Head office: St. Johns Place, Easton Street, High Wycombe, Bucks, HP11 1NL, DX 149220 High Wycombe Our structural warranties are widely recognised by UK Mortgage Lenders, as listed in the UK Finance/Council of Mortgage Lenders handbook. Head office: 15 Queen Square, Bath, BA1 2HN Head office: 1 Providence Place, Skipton, North Yorkshire, BD23 2HL, DX 21761 SKIPTON Type of membership: Member, Yorkshire Bank We are listed in the UK Finance (Old CML) Handbook and the Building Societies Association Mortgage Instructions, which describe each lenders specific requirements. Head office: PO Box 547, Freehold House, The Havens, Ransomes Europark, Ipswich, IP3 9WZ Head office: Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire, GL53 7AL, DX 32850 CHELTENHAM-2 Registered in England No: 3642459 | Website by, https://lendershandbook.ukfinance.org.uk/lenders-handbook/, IPIDs (Insurance Product Information Documents). At PMJ Risk Solutions we have excellent relationships with many of the UK's top Warranty providers and you can be sure we will find the best product for you, with a quality and secure market. Head office: 55 Colmore Road, Birmingham, B3 2AS, DX 13036 BIRMINGHAM 1 Type of membership: Associate, Unisys Ltd Our members undertake an estimated 97 per cent of the UK's residential mortgage lending. This is intended to protect your investment, and the mortgage lenders security, in the event that the builders have become insolvent or ceased to exist. Kent, Type of membership: Member, Catalyst Securities Limited Paragon Bank PLC/ Paragon Mortgages(2010) Ltd, Precise Mortgages (Charter Court Financial Services Ltd), Scottish Widows plc see Lloyds Banking Group. Head office: Title House, 33-39 Elmfield Road, Bromley, Kent, BR1 1LT Type of membership: Associate, LV= Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Type of membership: Member, Oakwood Homeloans Ltd Call: 02039 233 648 The lenders on this list have agreed to accept tax calculations and tax year overviews that customers, or their agents or accountants, have printed themselves. While they are not a legal requirement for sellers, mortgage lenders require a building to pass an EWS1 fire safety inspection before they will lend to new buyers. CML Certificates tend only to cover the property for a shorter term of around 6 years and there must be proven negligence on the part of the consultant in order to successfully claim compensation. Type of membership: Member, Holmesdale Building Society The Council of Mortgage Lenders integrated with five other bodies in July 2017 to form UK Finance, the new trade association for nearly 300 providers of finance, banking and payments-related services. Head office: Vertex House, Greencourts Business Park, 333 Styal Road, Manchester, M22 5TX Type of membership: Member, Homeloan Management Ltd Type of membership: Member, Nottingham Building Society Type of membership: Associate, Redstone Mortgages plc 231905. New build warranties can affect your mortgage application. Head office: 1 Baird Road, Kirkton Campus, Livingston, EH54 7AZ Type of membership: Member, Monmouthshire Building Society By downloading this document, you understand and agree that any sharing, distribution or republishing of the content, without prior written authorisation from the author or content managers at UK Finance, shall be constituted as a breach of the UK Finance website terms of use. This broadly the industry standard for warranty schemes. Updated: Feb 23, 2023, 3:50am. LABC Warranty works in partnership with Local Authority Building Control to provide structural warranty services for developers, builders and housing providers. Head office: 20 Ralli Courts, West Riverside, New Bailey Street, Salford, M3 5FT Type of membership: Associate, IBM Global Business Services Type of membership: Associate, Shepherd Direct Type of membership: Member, The Mansfield Building Society Type of membership: Associate, Shoosmiths Solicitors The CML has provided a list of which schemes are accepted by each lender. Confirmation from the 'scheme provider' that the . Type of membership: Member, Ipswich Building Society We provide comprehensive lender data and statistics to help policymakers understand key trends and the impact of legal and regulatory change. First-time borrowers need a 640 minimum credit score. Head office: Pennine House, Well Street , Bradford, W Yorskshire, BD1 5NU Don't see a particular Lender below? Head office: Peterborough Business Park , Lynch Wood, Peterborough, PE2 6WZ, DX 29181 LYNCHWOOD You can take a look for free and see how Criteria Brain can help you become a better advisor, Premier Guarantee (New Homes, Self-Build and Completed Housing), BLP (Building Life Plans) residential housing warranty insurance (BLP Secure and Secure Plus), BOPAS (Build offsite Property Assurance Scheme), LABC Warranty (New Homes, Self-Build, Completed Housing), Build Zone 10 year warranty (New Home, Self- Build, Completed Housing), Global Home Warranties 10 year Structural Defect Insurance, Q Assure Build (Q Policy for Residential and Bespoke Properties), The Royal Institution of Chartered Surveyors (FRICS, MRICS) Building Surveyors only, The Institute of Structural Engineers (FIStructE, MIStructE), The Chartered Institute of Building (FCIOB, MCIOB), The Association of Building Engineers (FB Eng, MB Eng), The Chartered Institute of Civil Engineers (FICE, MICE), Architect Registered with the Architects Registration Board (ARB). Type of membership: Associate, Retirement Plus Limited Edenbridge, The warranty is provided either When you buy a new build or a recently converted property your mortgage lender will require you to gain a warranty to protect the building. Head office: Oakfield House, PO Box 600, Binley Business Park, Coventry, CV3 9YR Head office: Title House, 33-39 Elmfield Road, Bromley, Kent, BR1 1LT, DX 122200 BROMLEY 9 All our Lenders > Latest from the blog. Head office: Lahnstein House, Gold Street, Kettering, Northants, NN16 8AP Dependable team. Type of membership: Member, Mortgage Trust plc Head office: Lexicon House,, 17 Old Court Place, London, W8 4PL Type of membership: Member, Rooftop Mortgages Type of membership: Associate, Tiger Global Management, LLC Type of membership: Member, Manchester Building Society Head office: Northern Rock House, Gosforth, Newcastle upon Tyne, NE3 4PL, DX 60350 GOSFORTH Type of membership: Member, Paragon Mortgages Ltd Head office: Group Head Office, 11-16 Donegall Square East, Belfast, BT1 5UB The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. Head office: 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY, DX 30822 NEWBURY Type of membership: Member, Scottish Building Society It is the gift that keeps giving taking security over shares in Scottish companies. Currently our key priorities are supporting homeowners affecting by fire safety concerns; helping mortgage prisoners caught out by regulatory changes to mortgages; supporting people affected by the coronavirus pandemic; and helping to create a sustainable and green future for housing. Head office: Roxburghe House, 273-287 Regent Street, London, W1A 4SQ, DX 53803 OXFORD CIRCUS NORTH LABC Warranty is a trading name of MD Insurance Services Limited. Approved Mortgage Lenders. Head office: 4 Thorpe Way, Grove Park, Enderby, Leicester, LE19 1SU Regus-Leicester Grove Park, 1st Floor Gateway House. Our structural warranty providers have over 20 years in the insurance industry and their goal . Council of Mortgage Lenders approved; . Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Type of membership: Associate, UBS Limited Guarantees are available for mortgage loans, apartment construction or repair financing, and transitional housing loans in eligible rural areas. Our specialists provide an unmatched breadth and depth of knowledge. Type of membership: Member, The One Account Ltd Head office: LMS House, Lloyd Drive, Cheshire Oaks Business Park, Cheshire, CH65 9HQ, DX728580 ELSMERE PORT . Authorized advisors are able to research mortgage lenders criteria in granular detail across many lenders. Our warranties offer a saving up to 50% compared to other Structural Warranties. Head office: 4 Market Square, Stafford, ST16 2JH, DX 701367 STAFFORD-3 Type of membership: Member, CHL Mortgages PNC Bank: Best for . Head office: Executive Agency, Meadowbank House, 153 London Road, Edinburgh, EH8 7AU Head office: Legal & General House, St Monicas Road, Kingswood, Tadworth, Surrey, KT20 6EU At times, the lender and buyer might not accept the insurance. Type of membership: Member, National Westminster Home Loans Head office: First Trust Centre, PO Box 123, 92 Ann Street, Belfast, BT1 3AY We are continually updating lenders on the products we supply and the coverage provided. UK Mortgage Lender Approval. Head office: Plaza West, Bridge Street, Reading, Berkshire, RG1 2LZ, DX 4029 READING-1 Further confirmation of Lender approval of LABC Warranty for is available under section 6.7 of the CML Lender's Handbook. Type of membership: Member, Scarborough Building Society Type of membership: Member, Capital Bank Mortgages Ltd written and contributed by Gateway Surveyors Mortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional . Head office: Rowcroft, Stroud, Gloucestershire, GL5 3BG, DX 122260 STROUD-3 See ourSummary of amendmentsforprevious versions of the part 1. Below, we list which Lenders currently approve The Q Policy. Type of membership: Associate, Cheyne Capital Management (UK) LLP Head office: Golden House, 30 Great Pulteney Street, London, W1F 9LT Protek warranty has wide lender approval from banks and building societies in the UK. Forbes Advisor Staff, Forbes Advisor Staff. Type of membership: Member, Future Mortgages Ltd Head office: 6 Lochside Avenue, Edinburgh Park, Edinburgh, EH12 9DJ Head office: 8 & 9 Bon Accord Crescent, Aberdeen, AB11 6DN Always lovely to receive a note of #thanks from a valued customer. https://t.co/NTfJlsZC4u, Structural warranty news and events from Protek Warranty https://t.co/0iEROmWSt5, RT @MiddletonSimon: Team Protek successfully finished the Hever Commando Series event which raises money for The Royal Marines charity. Between..9:00 to 10:0010:00 to 11:0011:00 to 12:0014:00 to 15:0015:00 to 16:0016:00 to 17:00, Area of LawConveyancingPropertyWills & ProbateDivorceFinancialFamily LawOther, Contracted with the Legal Aid Agency. Type of membership: Member, GMAC-RFC Ltd The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. Head office: 83 Victoria Street, London, SW1H 0HW Head office: 14-16 Station Road, Harpenden, Hertfordshire, AL5 4SE, DX 80470 HARPENDEN Type of membership: Member, ING Direct N.V. Head office: Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH Head office: 76 Upper Ground, London, SE1 9PZ Type of membership: Associate, All In Property Services Limited We also support the home buying process through the UK Finance Handbook and our work with governments and representatives from the legal communities. Type of membership: Member, Stroud & Swindon Building Society Head office: 7 Strutton Ground, Westminster, London, SW1P 2HY Head office: Barnwood, Barnett Way, Gloucester, GL4 3RL, DX 55251 GLOUCESTER-2 Best Mortgage Lenders Of February 2023. Head office: Trinity Road, Halifax, West Yorkshire, HX1 2RG, DX 11896 HALIFAX Best for no fees: Ally Bank. Head office: Granville House, Festival Park, Hanley, Stoke-on-Trent, Staffordshire, ST1 5TB, DX 701700 HANLEY-2 Head office: 6 High Street, Loughborough, Leicestershire, LE11 2QB, DX 19611 LOUGHBOROUGH A mortgage bank could be a retail or a direct lenderincluding large banks, online mortgage lenders like Quicken, or credit unions. Type of membership: Member, Skipton Building Society Register your interest for our Later Life Lenders programme to help address issues relating to adviser knowledge and their ability to communicate options. Better: Best for refinancing. Type of membership: Associate, Calnea Analytics Ltd Head office: 42 St. Andrew Square, Edinburgh, EH2 2YE Some smaller building companies, however, may not be able to afford this in which case, a CML Certificate will usually suffice. Head office: 1 Redcliff Street, Bristol, BS1 6TP, DX 7815 BRISTOL Type of membership: Associate, Capstone Mortgage Services Limited The Q Policy from Q Assure Build Ltd is a structural warranty which puts quality build and customer service first. Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO11 3WZ, DX 61820 SCARBOROUGH No. The mortgage industry offers two main options for loan originators. Head office: Oakfield House, 35 Perrymount Road, Haywards Heath, West Sussex, RH16 3BX, DX 300623 HAYWARDS HEATH Direct lenders (banks and mortgage companies): Financial institutions that originate, process, and fund the loans themselves. By contract, when a consultant provides a CML Certificate they confirm that they have supervised the building of the property and that it has been built to a satisfactory quality. Type of membership: Member, Credit & Mercantile plc Head office: 180 Brompton Road, London, SW3 1HQ It means lenders will not release the mortgage funds until your solicitor has received confirmation from the builder that the property has passed a pre-handover inspection by NHBC or another warranty provider. Type of membership: Associate, Rosling King Solicitors Head office: Edgbaston House, 3 Duchess Place, Birmingham, B16 8NH @ProtekWarranty rang of retrospective warranty is becoming increasingly popular with people who already have an arc https://t.co/XlFcDfEt4g, RT @Frame_Tech: Todays the day! Head office: Kernow House, Newham, Truro, TR1 2XP Head office: Level 25, 1 Churchill Place, Canary Wharf, London, E14 5HP We are listed in the UK Finance (Old CML) Handbook and the Building Societies Association Mortgage Instructions, which describe each lenders' specific requirements. Most mortgage lenders in the U.S. are mortgage bankers. Type of membership: Member, The Chorley & District Building Society Type of membership: Member, Loughborough Building Society Head office: Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR, DX 712851 DARLINGTON-6 Type of membership: Member, Egg Banking plc Using an advisor makes applying for a mortgage incredibly easy and asking for help is a breeze as well. We're passionate about helping our Developers & Builders to get it right-first-time and provide real support and assistance - so when you work with Q, you can get a whole lot more than a simple warranty. For borrower-paid monthly private mortgage insurance, annual premiums from MGIC, one of the country's largest mortgage insurance providers, range from 0.17% to 1.86% of the loan amount, or $170 . UK Finance Limited trading as UK Finance. Head office: Warwick House, 737 Warwick Road, Solihull, B91 3DG, DX 14038 SOLIHULL 2 Head office: St Crispins, Duke Street, Norwich, NR3 1PD, 5245 NORWICH Type of membership: Associate, Sprecher Grier Halberstam LLP Type of membership: Member, Leek United Building Society The Q Policy has been approved by the Homes & Communities Agency for the government's Help to Buy Scheme. Guaranteed Rate: Best for variety of loan types. Head office: Key House, Foxhole Road, Chorley, Lancashire, PR7 1NZ, DX 18419 CHORLEY-1 Type of membership: Associate, London General Insurance Type of membership: Member, New Life Mortgages Ltd Type of membership: Member, Chelsea Mortgage Services All the schemes marketed by LABC Warranty are managed by MD Insurance Services Limited (FCA FRN 306947). Head office: SBS House, 193 Dalry Road, Edinburgh, EH11 2EF . Type of membership: Member, Alliance & Leicester plc Type of membership: Member, Northern Rock plc Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. Mortgage Lenders will only lend on a property if it is covered by an approved warranty policy or a Council of Mortgage Lenders (CML) Professional Consultants Certificate (PCC). Our warranties are recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook. Head office: Bankcentre Britain, Belmont Road, Uxbridge, Middlesex, UB8 1SA, DX 45104 UXBRIDGE Type of membership: Member, Ulster Bank Ltd LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a credible Latent Defect/Structural Warranty product, which caters for their needs. Head office: Keith House, Redheughs Rigg, South Gyle Crescent, Edinburgh, EH12 9DQ Type of membership: Member, Hanley Economic Building Society Type of membership: Member, Buckinghamshire Building Society The UK Finance lenders' handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. Accord Buy to Let. The UK Finance Mortgage Lenders' Handbook provides comprehensive instructions for solicitors and licensed conveyancers acting on behalf of . Accord Buy to Let; Accord Mortgages Limited; Adam & Company; Adam & Head office: PO Box 520, Surrey Street, Norwich, NR1 3NG Head office: 42 St Andrew Square, Edinburgh, EH2 2YE Bank of Ireland as Bank of Ireland Mortgages, Paragon Residential Owner-Occupied Mortgages, Precise Mortgages (Charter Court Financial Services Ltd). A Structural Warranty is an insurance policy designed to protect funders a nd homeowners from latent structural defects that may occur following the practical completion of a build. The CML has provided a list of which schemes are accepted by each lender here. Type of membership: Member, Tiuta PLC Eddie Othman - Senior MD & Head of Residential Mortgage Warehouse Lending (212) 273-5878: Wells Fargo Bank, N.A. No. A building warranty, also known as a structural warranty or latent defects insurance, protects against damage caused by defects in the design, workmanship, materials, or components in new buildings or converted properties. footnote. Head office: Citigroup Centre, Canada Square, London, E14 5LB The UK government does not require homeowners to take out new build 10 year warranties on their new buildings. Type of membership: Member, CitiFinancial Europe plc It is important to check that the warranty provider you are considering using is registered . Type of membership: Member, Affirmative Finance Limited Fast and secure cover with a BUILD WARRANTY Professional Consultants Certificate (PCC) with the option of 6 or 10 yr cover available Service and efficiency is our forte ensuring we provide the best technical advice and low prices guaranteed. The No. A sense of stability was only just returning after the political and economic turmoil surrounding the September mini-budget, an event that saw consumer confidence plumb new record depths. Company number 10250295. Head office: John Frost Square, Newport, South Wales, NP20 1PX, DX 33240 NEWPORT (GWENT) Head office: St Catherines Court, Herbert Road, Solihull, West Midlands, B91 3QE, DX 14031 SOLIHULL Further confirmation of Lender approval of LABC Warranty for is available under section 6.7 of the CML Lender's Handbook. Type of membership: Member, Norwich Union Equity Release There may be defects that won't be reported for mortgage lending purposes, but which could be important to your client as the buyer. Head office: Ten Trinity Square, London, EC3P 3AX Type of membership: Associate, Stewart Title Ltd There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Head office: 3rd Floor, 5-10 Bury Street, London, EC3A 5AT CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. All rights reserved. Consumer protection: Type of membership: Member, Catholic Building Society Type of membership: Member, Church House Trust Plc The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays. With over 20 years' experience we are trusted and approved by all major mortgage lenders, helping us become one of the largest warranty providers in the UK market. Type of membership: Member, Darlington Mortgage Services Limited Type of membership: Associate, The Property Search Group Key findings. Head office: Cumberland House, Castle Street, Carlisle, Cumbria, CA3 8RX, DX 63025 CARLISLE Type of membership: Associate, PricewaterhouseCoopers Weve got a jam, Great work from our Customer Service team. Type of membership: Member, The Ecology Building Society We are a credit broker and not a lender and offer credit facilities from a panel of lenders. Head office: No 1 Whitehall Riverside, Leeds, LS1 4BN, DX 14085 Leeds 1 Let's build better! AmeriSave: Best for overall affordability. Head office: 101 Park Avenue, 48th Floor, NEW YORK, NY 10178 Enter to open, tab to navigate, enter to select Please click here to download the "Interest Only Toolkit". Steve Wassell Insurance Management Limited FCA Reg. The CML Handbook provides a list of the professionals who may be acceptable to lenders: Your lenders might not necessarily accept all of these, therefore you must always check with them to find out what Professional Consultants Certificates they deem acceptable. BuildSafe has a wealth of experience in Building Warranty Insurance, Structural Warranties and Construction Insurance in the UK property sector having worked with and on behalf of major developers and global institutions including Royalton Group, Investec and Harcourt. Type of membership: Member, Southern Pacific Mortgage Limited Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Type of membership: Associate, Hamlins LLP In some cases this may mean working with .. Type of membership: Member, Heritable Bank Ltd . . 5.00 66 Reviews (0 Recent |. To qualify for condominium mortgage loans, please contact us at Gustan Cho Associates Mortgage Group at 800-900-8569 or text us for a faster response. Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Type of membership: Associate, Countrywide plc Head office: City House, City Road, Chester, CH88 3AN, DX 21645 CHESTER UK Finance Limited (trading as UK Finance) 2020. A member of our team will phone at a time convenient for you. This year, while we can safely see our families and friends, the holiday period brings other worries driven by increases in the cost of living, energy and what the winter might bring. 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