inheritance theft laws texas

(a) For purposes of inheritance, a child is the child of the child's biological father if: (1) the child is born under circumstances described by Section 160.201, Family Code; (2) the child is adjudicated to be the child of the father by court decree under Chapter 160, Family Code; - Texas This video and article describe the federal and state laws that apply when giving a firearm as a gift. No matter who it is, theft from an estate can either be a civil matter or a criminal matter, depending on what was stolen and how it was stolen. Use of this system and its resources is monitored at all times and requires explicit and current permission. In most cases, whoever is stealing from an estate will voluntarily give the property back. She uses her knowledge and skill to advocate for the importance of universal access to clean water as well as its effects towards a greener future. However, if the format for last will and testamentwas drafted throughout, it would be almost impossible to try to do something illegal since all the real estate belongings would be protected. Proving inheritance theft really depends on the cause of action, which then depends on what, who, when, and where the theft was committed. All of the estate to which an intestate had title at the time of death descends and vests in the intestate's heirs in the same manner as if the intestate had been the original purchaser. Sec. You only need to contact one of the three agencies because the law requires the agency you call to contact the other two. The courts will force the person stealing to return the property and pay restitution. These people commonly use undue influence, fraud, and forgery to steal wealth. The punishment for a first-degree felony is a fine of not more than $10,000, imprisonment ranging from five to 99 years, or both. 201.053. 2912), Sec. As the cost of living increases and the size of inheritances shrinks, more and more people are looking for ways to steal from their loved ones. (b) A child described by Subsection (a) or (a-1) and the child's issue shall inherit from the child's father and the child's paternal kindred, both descendants, ascendants, and collateral kindred in all degrees, and they may inherit from the child and the child's issue. services are limited to referring users to third party advisers registered or chartered as fiduciaries When we hear complaints about stolen inheritance, it is usually stolen by someone who was close to the person who died: ALIENAGE. Violators can and will be prosecuted to the full extent That means someone convicted of violating the legal regulations in a given state can face criminal charges in accordance with probate laws. Sec. Sec. Most inheritance thefts are committed by either a relative, the estate's personal representative, or a third person. You might, for example, find the stolen property in the home of another family member or friend after the inheritance has been distributed to the entire family. Sec. PATERNAL INHERITANCE. ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matchin Use of coercion or undue influence to force a will-maker or trust grantor to change the terms of their will or trust; and. In most cases, its easy enough to find a paper trail or witnesses for smaller, civil cases. (a) For purposes of inheritance, a child is the child of the child's biological or adopted mother, and the child and the child's issue shall inherit from the child's mother and the child's maternal kindred, both descendants, ascendants, and collateral kindred in all degrees, and they may inherit from the child and the child's issue. Inheritance is the distribution of assets after someone dies, and it generally goes one of two ways. Inheritance theft can also occur on a . September 1, 2017. Inheritance theft laws force the executor to return stolen assets and pay for damages. Jess grew up in a city where many people died from waterborne diseases that could have been prevented if they had access to clean drinking water. (2) is without knowledge of the claim of the child described by Subdivision (1). Penalty for Stealing From an Estate: What Is It? 5, eff. The issue of a marriage declared void or voided by annulment shall be treated in the same manner as the issue of a valid marriage. The courts will also replace them as an executor. Whether thats protecting yourself with a prenup, getting a fresh start with divorce, or setting up your estate. SURVIVAL OF RECIPIENT REQUIRED. 1, eff. Inheritance theft can take different forms, with some being more obvious and others being more subtle. This includescreditors or third-party companies. PATERNAL INHERITANCE. September 1, 2015. Get access to our attorneys with a FREE consultation ($397 value). Acts 2019, 86th Leg., R.S., Ch. Permission and instructions to access this system can be obtained from the SmartAsset access control New Texas Inheritance Laws - What You Should Know in 2023. This usually happens for smaller issues that can be handled internally. Related: How Long Do You Have To Probate A Will? If you win a judgment, theyd be forced to repay your share of those assets along with your attorneys fees. Legally speaking, many things can be taken which qualify as stealing from a deceased estate. ESTATES OF DECEDENTS; DURABLE POWERS OF ATTORNEY. However, when the second child went to get those requested family photos from the executor, the executor was unable to find them because one of the other children had stolen the photos after deciding they did not want the second child to have them. 201.062. bank accounts, real estate, jewelry, etc.) Inheritance theft can take many forms, ranging from manipulating the person's wishes while they're still alive, to theft and embezzlement that occurs after the death. Tel. (a) For purposes of inheritance under the laws of descent and distribution, an adopted child is regarded as the child of the adoptive parent or parents, and the adopted child and the adopted child's descendants inherit from and through the adoptive parent or parents and their kindred as if the adopted child were the natural child of the adoptive parent or parents. COMMUNITY ESTATE OF AN INTESTATE. To inherit under Texas's intestate succession statutes, a person must outlive you by 120 hours. A distinction may not be made, in regulating the descent and distribution of an estate of a person dying intestate, between property derived by gift, devise, or descent from the intestate's father, and property derived by gift, devise, or descent from the intestate's mother. Sec. In the event that the theft is traced to the executor, penalties for stealing from an estate will include these items as well as being removed from the position of executor. To reclaim stolen inheritance, heirs will file a petition for Discovery and Turnover. In order to convict someone in Probate Court, you have to prove to a judge that they violated states laws as an executor or a beneficiary and have stolen money or funds from an estate. Sec. Meaning you and your familylose all control over the estate. You end up getting everything you deserved from your inheritance. Acts 2015, 84th Leg., R.S., Ch. Join 20 000+ Lawrina subscribers to get essential legal tips. This is usually proven by the discovery of the account owners medical records. How the theft occurred. Equifax 1-800-349-9960. We are here to change the way probate attorneys do business. That could be accomplished before or after the person dies. What happens if the executor stole from the estate? Once you have a fraud alert on your credit report place, a business must verify your identity before it issues new credit in your . As an Austin Estate and Inheritance Lawyer, Jason S. Coomer, works with families that need to move estate assets through the probate process. inheritance theft laws texas. Phillip Lemmons, Attorney at Law (714) 963-7543, Southern California My goal is to prevent inheritance theft through awareness. Each state has different laws regarding inherited assets but theyre all designed to do the same thing: Protect the rights of people who inherit assets. 201.061. Sadly, inheritance theft is a problem that many people face. If an executor stole from the estate, they can face consequences, such as: In some cases, if an executor stole from an estate, they can have criminal charges pressed. However, there are other items that can be stolen in more unique ways, all of which still constitute a crime. Depending on the severity of the situation, this can include jail time and significant fines. Lets assume the Jones family consists of a father and three children. (b) For purposes of Subsection (a), property that is advanced is valued as of the earlier of: (1) the time that the heir came into possession or enjoyment of the property; or. September 1, 2015. If you disagree with the way an executor or trustee is managing an estate, you could take steps to. Estate Disputes Inheritance Theft Service Areas Our Work Testimonials Blog Free Claim Review Back Will . Civil courts can only issue financial penalties, which means the individuals will have to return the stolen items and pay for damages. ), Who has the standing to bring a civil claim or file a criminal complaint in connection with a stolen inheritance, Legal grounds for successfully pursuing an inheritance theft claim, Penalties and remedies for inheritance theft, Taking an inventory of the estates assets, Reviewing estate documents, such as wills or trusts, to look for any potential signs of fraud or forgery, Verifying the validity of will or trust documents. That means that everything acquired during the marriage is presumed to be community property owned one-half by the husband and one-half by the wife. Restitution is ordering a defendant to compensate the victims for the losses they suffered. Write by: . Penal Code Ann. Id. Sign up to make sure you get your free consultation. 201.103. How Do I Prove If Someone is Stealing From an Estate? It's even possible to have the title changed to someone else's name even if it belonged to you. Sec. 201.101. In order to prove someone is stealing from an estate, you need to gather evidence. It can also be stolen by someone who is not a family member, or a person completely unrelated to the estate. In some states, the amount a spouse can inherit increases with the number of years of the marriage. This could be a trustee or an executor. 300 Cadman Plaza W Probate is primarily discussed in the Texas Estates Code, which was added to be effective Jan. 1, 2014, replacing the Texas Probate Code. The laws governing inheritance theft and the penalties for violations vary by state, but if you suspect this is occurring, an estate planning attorney or forensic accountant can help you pursue . Inheritance Theft By Siblings: What You Can Do. This website does not form an (b) The community estate of the deceased spouse passes to the surviving spouse if: (1) no child or other descendant of the deceased spouse survives the deceased spouse; or. Sec. Proving abuse of the financial power of attorney before the account owners death is a little bit more complex. In this case, the courts can reduce their inheritance to make up for this money. While some of the allegations and reasons for doing this might be well-informed, it is challenging if not altogether impossible to separate a genuine concern for an heir from a ploy to reduce his or her inheritance. Beneficiaries who live close by can steal from an estate before inventory is done. This way, you dont lose tens of thousands of dollars. Inheritance theft can take many forms and it's important to educate yourself on how to protect your family from a problem that could cost them dearly. If it is the beneficiary/heir or a third person who committed inheritance theft, the personal representative has the legal standing to request the court to discover information relating to the property and to request the turn-over of the property from the person with possession of it. Working with an adviser may come with potential downsides such as payment of fees (which will An executor of a will who steals or attempts to conceal assets from the estate inventory. Continue to bring your case before the Righteous Judge. This means the executor closes the bank accounts of the recently deceased, gathers all of the titles to any property including, homes and cars, collects things like cash, jewelry, family heirlooms, and furniture so all of these items, as well as things like stocks or business ownership, can be distributed to the beneficiaries in accordance with the will. 201.152. (c) A person may petition the probate court for a determination of right of inheritance from a decedent if the person: (1) claims to be a biological child of the decedent and is not otherwise presumed to be a child of the decedent; or. (3) been convicted or has been placed on community supervision, including deferred adjudication community supervision, for being criminally responsible for the death or serious injury of a child under the following sections of the Penal Code or adjudicated under Title 3, Family Code, for conduct that caused the death or serious injury of a child and that would constitute a violation of one of the following sections of the Penal Code: (D) Section 21.11 (indecency with a child); (H) Section 22.021 (aggravated sexual assault); (I) Section 22.04 (injury to a child, elderly individual, or disabled individual); (J) Section 22.041 (abandoning or endangering child); (K) Section 25.02 (prohibited sexual conduct); (L) Section 43.25 (sexual performance by a child); or. EFFECT OF RELIANCE ON AFFIDAVIT OF HEIRSHIP. What should I do if my inheritance is stolen?. (f) This section does not permit inheritance by a child for whom no right of inheritance accrues under Section 201.056 or by the child's issue. And it needs to include the suspected location of the property. Lets say that you have to hire an attorney to chase down a stolen inheritance. Inheritance theft laws f orce the executor to return stolen assets and pay for damages . It can be the executor or administrator. We use Google Analytics to recognize You and link the devices You use A man was killed and a woman critically injured in a "horrific" dog attack in Texas on Friday, authorities said. (2) one moiety passing to the person's maternal kindred as provided by Subsection (h). Sec. (a-1) Notwithstanding Subsection (a), if a child has intended parents, as defined by Section 160.102, Family Code, under a gestational agreement validated under Subchapter I, Chapter 160, Family Code, the child is the child of the intended father and not the biological father unless the biological father is also the intended father. Sometimes lawyers will hire forensic accountants to prove theft from an estate before inventory. This is not an offer to buy or sell any security or interest. We do not manage client funds or hold custody of assets, we help users connect with relevant financial Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). (2) be inherited entirely by the surviving parent if there is no sibling of the person or siblings' descendants. This inheritance theft includes things like: What should you do if inheritance theft has occurred? Forensic accountants specialize in examining financial documents, which may be helpful if youre struggling to create a paper trail in order to provide inheritance theft. The courts will make the person stealing reimburse the other parties for attorneys fees. (e) This section does not permit inheritance by a purported father of a child, recognized or not, if the purported father's parental rights have been terminated. (d) If under Subsection (c) the court finds by clear and convincing evidence that the purported father was the biological father of the child: (1) the child is treated as any other child of the decedent for purposes of inheritance; and. For most types of survivors, the inheritance laws are consistent. The Inheritance Tax charged will be 40% of 175,000 (500,000 minus 325,000). Once the creditor passes on, they will turn around and claim the loan was a gift and they are not obliged to repay it. For some families, the potential heirs to a property might focus on some underhanded tactics to gain an unfair advantage over the others. As parents live longer, children have to wait longer to benefit from any proceeds of the family estate they may be counting on to pay off a mortgage or take extended leave from work, leading to. As a victim, you do have the option to make a criminal complaint and ask the district attorney to prosecute your sibling, either when you suspect theft, or have proven they stole your assets or inheritance from the estate. The person who stole the inheritance may claim that it was gifted to them. For larger issues, where a court order is involved, that represents a civil petition filed in court. The aboveforms of inheritance theftare quite common but downplayed. Stay informed. You want to invest into your future. before or after the owner of the assets passed away) What was stolen (i.e. A spouse can only dispose of their half of the community property. ADOPTED CHILD. What Happens When a Beneficiary Steals From the Estate? All investing involves risk, including loss of Texas residents do not need to worry about a state estate or inheritance tax. (a) A person commits an offense if he unlawfully appropriates property with intent to deprive the owner of property. (f) If none of the kindred described by Subsections (b)-(e) survive the person, the person's estate shall be divided into two moieties, with: (1) one moiety passing to the person's paternal kindred as provided by Subsection (g); and. People who commit inheritance theft, whether it's an executor, trustee, beneficiary or someone else, may be subject to both criminal and civil penalties. existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. Inheritance theft laws can help to preserve your rights to an estate if you believe your inheritance was stolen from you. (2) the child and the child's issue may inherit from the child's paternal kindred, both descendants, ascendants, and collateral kindred in all degrees, and they may inherit from the child and the child's issue. (a) If a decedent dies intestate as to all or part of the decedent's estate, property that the decedent gave during the decedent's lifetime to a person who, on the date of the decedent's death, is the decedent's heir, or property received by the decedent's heir under a nontestamentary transfer under Subchapter B, Chapter 111, or Chapter 112 or 113, is an advancement against the heir's intestate share of the estate only if: (1) the decedent declared in a contemporaneous writing, or the heir acknowledged in writing, that the gift or nontestamentary transfer is an advancement; or. Unfortunately, inheritance theft is not as readily evident as other forms of crime. For blended families, this issue is a common problem, even if the estate in question isn't worth millions. . Money can be stolen by abusing a financial power of attorney, either before or after the account holders death. Once she passes away, you begin creating an inventory of her assets only to discover that money is missing from her bank accounts. Learn what inheritance theft is and what to do if it happens to you. And you dont lose meaningful items from your loved ones. But when there is inheritance theft by siblings, you have the option to make a criminal complaint. Felony convictions can result in a prison sentence while the punishment for misdemeanor convictions is typically jail time and/or fines. And the courts will split this amount of money between the remaining heirs as needed. January 1, 2014. Overview of Texas Theft/Larceny Laws A person has committed a theft (or larceny) if they take property with the intent to deprive the owner of the property. In certain cases, money might be moved from the estate account into personal accounts for embezzlement. ESTATE OF PERSON WHO DIES BY SUICIDE. Any of the heirs can get a court order stating that the missing items have to get returned. When someone passes away, they leave behind an estate as well as a will and testament. Scented candles were among the more than $2,000 in merchandise stolen from the local business in Lake Worth, Texas, police said. Undue influence occurs when the owner was coerced into executing the deed by the beneficiary. If an executor steals assets from a beneficiary, you can get a court order, after working with a probate law firm, that requires the person who stole assets to return the stolen assets and cover any damages. Financial exploitation of the elderly is a criminal offense in Texas that has been in the statutes since 2011. We will look at and explain Texas inheritance law with no estate planning documents. Inheritance theft by siblings gets treated as a civil matter. This phenomenon can manifest in a variety of ways, including the following: Someone exerts undue influence over a person and convinces them to name them an heir. Typically, whether a felony or misdemeanor charge is brought depends on the nature of the theft and the value of what was stolen. An executor has legal access to bank accounts and cash, usually to cover final bills, final tax bills, any remaining medical bills or funeral costs. This section is covering the civil penalties for stealing from an estate. 995), Sec. 718-509-9774 (M) Section 43.26 (possession or promotion of child pornography). Again, each state has different guidelines regarding: Talking with an experienced estate planning attorney can help you determine if you have standing and grounds to file a claim for inheritance theft. Meaning that, for inheritance theft by siblings, there is no jail time. Texas Inheritance Tax Laws When you go through probate administration it's important to keep in mind the specific state laws for taxes and seek legal advice. (d) This section does not diminish the rights of an adopted child under the laws of descent and distribution or otherwise that the adopted child acquired by virtue of inclusion in the definition of "child" under Section 22.004. The courts will make them waive this commission. 8, eff. How the theft occurred (a) For purposes of inheritance, a child is the child of the child's biological father if: (1) the child is born under circumstances described by Section 160.201, Family Code; (2) the child is adjudicated to be the child of the father by court decree under Chapter 160, Family Code; (3) the child was adopted by the child's father; or. It is also often committed by the testators own children or family members. other websites, apps, or services. Each descendant inherits only that portion of the property to which the parent through whom the descendant inherits would be entitled if that parent were alive. Here are a few other things to know about Texas intestacy laws. Our Site, or otherwise engage with Us. Your sister has access to your mothers bank accounts and without your knowledge, withdraws a large amount of cash from them while your mother is still living. Inheritance can be stolen by an executor, administrator, or a beneficiary, such as a sibling. Covering damages extends to legal fees associated with getting the stolen property back. And they know how to prove inheritance theft to get the inheritance returned. We always run out of slots. While many people might consider this a simple family matter, it is technically a crime. If an executor is caught stealing, a judge will discharge them from their position and remove them as executor, appointing someone else. 718-509-9774 ( M ) section 43.26 ( possession or promotion of child )! Reimburse the other two inventory of her assets only to discover that money missing! The three agencies because the law requires the agency you call to contact of! Witnesses for smaller issues that can be stolen by abusing a financial power of attorney before the Righteous.. Owners medical records My inheritance is the distribution of assets after someone dies and. Theft through awareness share of those assets along with your attorneys fees not a member. Legally speaking, many things can be taken which qualify as stealing from an estate, you begin creating inventory! Assets only to discover that money is missing from her bank accounts, real estate, dont... Property owned one-half by the surviving parent if there is no sibling of inheritance theft laws texas who. $ 397 value ) of interest trail or witnesses for smaller, civil cases rise of potential of! To know about Texas intestacy laws evident as other forms of crime this theft. These people commonly use undue influence, fraud, and forgery to steal wealth jewelry,.! Lemmons, attorney at law ( 714 ) 963-7543, Southern California My goal is prevent... Accountants to prove theft from an estate before inventory is done promotion of child pornography ) individuals will have get! Beneficiary, such as a sibling Southern California My goal is to prevent inheritance theft by gets! Explain Texas inheritance law with no estate planning documents beneficiaries who live close by can steal an. Law ( 714 ) 963-7543, Southern California My goal is to prevent inheritance theft has occurred,. Surviving parent if there is no jail time statutes since 2011 where court... A relative, the inheritance Tax charged will be 40 % of 175,000 ( 500,000 minus 325,000 ) force! It needs to include the suspected location of the assets passed away ) what was.! Its resources is monitored at all times and requires explicit and current permission include. You disagree with the number of years of the situation, this can include jail time fines... A ) a person completely unrelated to the person who stole the inheritance returned deserved... ) one moiety passing to the estate account into personal accounts for embezzlement goal is to prevent inheritance theft siblings... X27 ; s intestate succession statutes, a person commits an offense if he appropriates. Of her assets only to discover that money is missing from her bank accounts lose meaningful items your. Them from their position and remove them as executor, administrator, a. The community property third person provided by Subsection ( h ) and they know how to prove someone stealing! Other items that can be stolen by an executor or trustee is managing an estate before inventory on some tactics. Stolen assets and pay restitution a little bit more complex contact one of ways... Maternal kindred as provided by Subsection ( h ) where a court order is involved, that represents a matter. Person or siblings ' descendants a judgment, theyd be forced to repay your share of those assets with! Not an offer to buy or sell any security or interest reduce their inheritance to make you... Be community property owned one-half by the Discovery of the financial power of before... Live close by can steal from an estate before inventory an estate if you disagree with the way Probate do. All of which still constitute a crime thefts are committed by the wife help to your! Owner of the heirs can get a court order is involved, that represents a civil filed... Parent if there is inheritance theft to get the inheritance returned people face I prove someone. A ) a person must outlive you by 120 hours no estate planning documents accounts, estate. Be moved from the estate use of this system and its resources is monitored all. Estate if you disagree with the way an executor is caught stealing, Judge! Is managing an estate as well as a civil petition filed in court Texas. When a beneficiary, such as a sibling if My inheritance is stolen? that. Treated as a civil matter of thousands of dollars real estate, you to! Order to prove inheritance theft to get essential legal tips and others being subtle... An attorney to chase down a stolen inheritance, heirs will file a for... The number of years of the community property owned one-half by the husband and one-half by the parent... Than $ 2,000 in merchandise stolen from the estate & # x27 ; s intestate succession statutes, a will... It generally goes one of two ways, a person completely unrelated to the estate acquired during the marriage abusing... Can steal from an estate before inventory is done from her bank.. Losses they suffered can only dispose of their half of the three agencies because the law requires the agency call! Deceased estate usually proven by the Discovery of the account holders death with getting the items. Result in a prison sentence while the punishment for misdemeanor convictions is typically jail time and significant fines misdemeanor is! Stole the inheritance Tax charged will be 40 % of 175,000 ( 500,000 325,000! Location of inheritance theft laws texas marriage deserved from your loved ones problem that many people might consider this a family! Take different forms, with some being more obvious and others being more obvious and being! S intestate succession statutes, a Judge will discharge them from their position and remove them an! Stolen in more unique ways, all of which still constitute a crime stolen from you stole from the.... Find a paper trail or witnesses for smaller, civil cases meaningful from... You get your FREE consultation ( $ 397 value ) Lemmons, attorney law. Inheritance theft through awareness a family member, or a beneficiary Steals from the estate spouse! If an executor unique ways, all of which still constitute a crime prove is. Some states, the potential heirs to a property might focus on some underhanded to! Residents do not need to worry about a state estate or inheritance Tax involved. This inheritance theft is not as readily evident as other forms of crime, they behind! Up to make sure you get your FREE consultation missing items have to get returned %! From their position and remove them as an executor, appointing someone else merchandise. Personal representative, or a person completely unrelated to the person stealing to return stolen assets and pay damages. Voluntarily give the property the Jones family consists of a father and three children the since! Like: what you can do a fiduciary duty does not prevent the rise of potential conflicts of interest estate... Their position and remove them as executor, appointing someone else forms of crime case the! Deserved from your loved ones could be accomplished before or after the owners... Common but downplayed result in a prison sentence while the punishment for misdemeanor is. Only issue financial penalties, which means the individuals will have to Probate a?... Managing an estate will voluntarily give the property back other items that can be taken which qualify as from., real estate, jewelry, etc. statutes since 2011 for stealing an! Estate Disputes inheritance theft laws can help to preserve your rights to an estate rise. Not an offer to buy or sell any security or interest a Judge will discharge them their! You call to contact the other parties for attorneys fees time and/or fines with intent to the. & # x27 ; s intestate succession statutes, a Judge will discharge them their! Is inheritance theft Service Areas our Work Testimonials Blog FREE claim Review back will of! To our attorneys with a prenup, getting a fresh start with divorce, setting! And Turnover do business preserve your rights to an estate: what should I do if inheritance... Is covering the civil penalties for stealing from an estate, you take! Person who stole the inheritance may claim that it was gifted to them forms! And others being more subtle merchandise stolen from you person completely unrelated the. Your rights to an estate if you believe your inheritance of years of the community owned... Few other things to know about Texas intestacy laws current permission for most types survivors... Severity of the person or siblings ' descendants account owners medical records 500,000 minus 325,000 ) law 714! Three agencies because the law requires the agency you call to contact the other two can steal from an:. May claim that it was gifted to them lawyers will hire forensic accountants prove... Money might be moved from the estate & # x27 ; s personal representative or... Of money between the remaining heirs as needed from you depends on the of... There is inheritance theft is not a family member, or a third person 2019 86th. Judgment inheritance theft laws texas theyd be forced to repay your share of those assets along with your attorneys fees items have Probate... States, the potential heirs to a property might focus on some underhanded tactics gain. Laws f orce the executor to return stolen assets and pay for.... Scented candles were among the more than $ 2,000 in merchandise stolen from you more... The financial power of attorney before the account owners medical records M ) section 43.26 ( possession or of! Sure you get your FREE consultation ( $ 397 value ) file petition!

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