what does eligible'' mean on a background check

and our If you take an adverse action based on information in a consumer report, you must give the applicant or employee a notice of that fact orally, in writing, or electronically. Busy hiring managers may even forget to start the adverse action process for disqualified candidates. The most common factors include an applicants criminal, financial, and employment history. A person who has a deferred adjudication has not been convicted, even though they may have pleaded guilty. The final outcome of their case has been deferred pending the completion (or failure to complete) their prescribed program. First, develop policies for categorizing different offenses or findings of the background screening. Your background check came back with results that you were clean (for the most part) (depneds on what the organization is looking for) and based off of that, you are elgible to work for walmart. Get answers to common background check questions and learn how to run a compliant screening program. Finally, background adjudication provides clear documentation of how decisions in the hiring process were made. Most employers across every industry will also view violent criminal offenses as major red flags. Setting filters and automating workflows can also help eliminate hiring bias, reducing the possibility that preconceived notions or human prejudices will affect your hiring process. Individuals with drunk-driving convictions, whether they are charged as felonies or misdemeanors, cant be hired as commercial drivers, for instance. If the employer goes through with making an adverse decisionwhich would typically mean disqualifying the candidate from job consideration based on background check findingsthe company must go through additional steps, including: Visitour Learning Center page on FCRA complianceto learn more. All rights reserved by ScoutLogic, Request It means the person did not meet the stated requirements and is no longer under consideration for the job. Some third-party background screening providers offer adjudication as an additional service. We advise you to consult your own counsel if you have legal questions related to your specific practices and compliance with applicable laws. "N9I@M/=ab[Os~ZEk1 P These records typically are sealed or expungedremoved from the public record and treated legally as if the crime never happened. Criminal: This type of check ensures the person has no criminal background. Access to this research is free for you now too. For example, different jurisdictions can use different names for the same offenses. It means the results require additional input from the first-level or hiring manager. Rule Tells How. Examples include many traffic and parking offenses, littering, and jaywalking. I'm thankful that I opted to see a copy of the background check, because two items are marked decisional, mostly due to being unable to reach my college as well as one . 303 Twin Dolphin Dr, #600 Understand Whats Included On A Criminal Background Check, 2. ScoutLogic can save your company time and money with targeted and bulk background checks. The information contained in a candidate's background check can be critical to your hiring process. Credit checks are rare for many U.S. positions, but they can be crucial if the position requires corporate spending or money management. 217 0 obj Misdemeanors may be divided into Class A through Class C or Level 1 through Level 3, again depending on your state. 303 Twin Dolphin Dr, #600 Transportation is regulated by government agencies to promote safety of commercial motor vehicles. A background check consists of components based on the type of position a job candidate is applying for. It's a good idea to review applicable laws of your state related to consumer reports. For example, any position in education may involve more rigorous background screening requirements for high-risk offenders. Adjudication in the screening process is an important step, and while manual adjudication might seem like a good way to reduce hiring expenses, when you consider the labor and risks involved, it can actually be very costly. For example, you might categorize applicants this way: Also decide what action you will take for each outcome. Staffing firms fill large numbers of jobs for their clients. To help ensure the continued safety and security of all members of our community, background check reruns are performed under certain . If you passed a background check, you will typically know it because the employer will move forward with hiring you. Asked May 3, 2019 2 answers Answered June 19, 2021 - Associate Account Manager (Current Employee) - Grovetown, GA You are eligible for work Answered September 18, 2019 - Sales Executive (Former Employee) - Salt Lake City, UT You passed Related questions: Is it a local background check? Many companies outsource this process to a Rehiring a former employeeknown as a "boomerang" employeecan benefit both the employer and the employee. The codes denote eligibility or show how the verification process is progressing. Click a chapter to scroll directly to it. No discrepancies were found between the information provided by the employee and the information First Advantage . A pending result means that the background check is still being processed and is not yet complete. WHAT IS A FEE_APP . Yet the score for SSN was still "Eligible". Now I read that this may occur for immigrants as I am one, came to America in 2013. These can include delinquencies, bankruptcies, judgments, liens and a list of loans, mortgages and credit-card accounts. Convicted sex offenders cannot be placed in jobs involving care of children, seniors, or other vulnerable individuals, for instance, and individuals are barred from obtaining a license to sell stocks or other securities for seven years following a felony conviction. Employers need to know how to read background check results and, perhaps even more important, how to use what they find in a criminal background check, to make informed decisions while remaining compliant with fair hiring laws. The adjudication process allows a company to identify qualified candidates that are 'eligible' for hire and decisional candidates. Founder of BloggingGuide.com | Entrepreneur, Designer, Blogger | Join 100,000+ creators & learn how to make money writing online bloggingguide.substack.com. 1681d); Investigating misconduct (see Section 603(y) of the FCRA, 15 U.S.C. <>stream Result - This field displays the result and score (if applicable) of the screening. A decisional background check is a process during which the employer uses an automated screening matrix, known as a hiring/decision or adjudication matrix, to evaluate the results of the candidate's background against the company's background checking policy to help filter out candidates eligible for hire. Federal: Searches all 94 federal courts in the country to look for federal crimes. The R2 code indicates the background check pulled up an issue that a higher authority will need to investigate further and clear. Upvote 4 Downvote Report Answered August 2, 2017 - Cashier, Greeter, Customer Service (Former Employee) - Lumberton, NC Available for job Upvote Downvote Eligible: First Advantage has completed the order, and the order falls into one of the following situations: 1.) Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. Our blog is a dedicated resource for providing prospective on how you can use a background check to be sure. 5. We work to advance government policies that protect consumers and promote competition. Automated adjudication doesnt free you from ultimate responsibility for whom you hire and reject. Q`FZ\@A5d eUse`0 GX Learn the differences between infractions, misdemeanors and felonies; their relevance to the job opening; and what laws, regulations, and company policies may say about them. Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. Background checks are investigations of potential hires. This article will explain what background check adjudication is and how it works, how a consistent adjudication process can benefit employers, and how to develop background check adjudication guidelines for your company. Other codes, such as decisional, help hiring managers track the background check progress. Schedule II Controlled Substances Substances in this schedule have a high potential for abuse which may lead to severe psychological or physical dependence. Be sure to work with your businesss legal counsel when determining background check policies. This guide includes actionable steps to: Reducing bias in hiring is an important shift happening in the world of recruitment. The results of this pre-employment screening will allow hiring managers to determine whether a candidate is eligible for a position. Many factors determine background check eligibility, varying between organizations and individual job requirements. Many businesses, on their job postings or employment listings, will say: Candidates will be required to pass background checks before they can be hired. This statement is mostly meant to let prospective job applicants know that the company runs background checks on all finalists. Should You Do Background Checks on Seasonal Employees? They are typically listed as felonies, misdemeanors and infractions, and may be further subcategorized by class. ; A background check can disclose several items of information about a person. When criminal background checks reveal infractions, misdemeanors or felonies, its important for employers and hiring managers to understand what each type of offense means. These factors complicate what it means to fail or pass background checks. Ask your background screener these 3 questions to see if theyre putting you risk of making hiring decisions based on false-positive background check results. Developing a process for adjudicating background checks has several benefits for employers. Felony vs. Misdemeanor: Whats The Difference? 16 digit code on front, 3 digit CVV on back! A background check is when an employer or other company performs a screening of a person's history.This includes information about a person's criminal history.. A criminal background check, for example, will generally tell if someone has been arrested for a:. Another can be "deferred conditional offer R3" means you have some explaining to do about whatever came up in your backgroung and you did not disclose now you have to call the 800 number to explained why you left something out or need to correct any errors on your background. Want to find out more about how employer background checks work? Misdemeanor charges may include second-degree assault and burglary, trespassing, vandalism, indecent exposure, disorderly conduct, theft (based on value), issuing a bad check, filing false reports, andpossession of a controlled substance (this could also be a felony, depending on the amount and the specific drug). By standardizing the way your company reviews background check results, adjudication helps to prevent hiring managers and other decision-makers from making one-off decisions that reflect their own individual biases, rather than company policy, which may reduce the likelihood of a discrimination claim. We advise you to consult your own counsel if you have legal questions related to your specific practices and compliance with applicable laws. This article explains what background check adjudication is, how it works, how it benefits employers, and how to develop background check adjudication guidelines for your company. Get written permission from the applicant or employee. In cases other than those where regulations outright prohibit hiring individuals who have been convicted of certain offenses, EEOC guidelines call for assessing each applicant individually, and considering criminal histories using a nature-time-nature approach: In recent years, employers have been more open to hiring candidates with criminal histories, as long as they are otherwise qualified for the job. Note that this does not guarantee you will be hired, because the background screen is only one of many factors considered during the hir Continue Reading 23 Lawrence C. FinTech Enthusiast, Expert Investor, Finance at Masterworks Updated Feb 6 Promoted Category designations for other felonies vary to a greater extent from state to state, but typical examples include: Definitions of misdemeanors vary significantly by state, but some typical examples by class include: The class/level classification method is not used in every state; some states instead simply specify the penalties for each felony and misdemeanor in the laws that define them. Rather, a security clearance means that an individual is eligible for access. In the manual adjudication method, employers compare the results of background checks against their lists of hiring criteria. Examples include murder, kidnapping, and arson. Find fast answers to questions related to background checks, verifications, and other products. The process of conducting a background check can vary depending on the company or organization that has requested the check. If the program is completed successfully, the charges will be dismissed. This can be part of the document you use to notify the person that you will get a consumer report. Tips For Creating Adjudication Guidelines, Find The Best Adjudication Process For Your Company, Title VII of the Civil Rights Act of 1964. Two of the most common codes are R1 and R2, which appear when the screening has revealed a mark on a persons background check. Broken employment contract When you accept a job with a company, you usually sign an employment contract. investigations, education & employment verification & reference checking, and drug testing to hWmo6+# 5@ IA5G#5~whe@#y(!3Z(6XOj^ -Y)"jvV .+ What terms appear on a criminal background check, and how should employers read them? Get answers to common background check questions and learn how to run a compliant screening program. Working with a consumer reporting agency (CRA) like GoodHire can help you access up-to-date information matched accurately to your candidates. Many employment background checks include verifications ofeducation,work history, andprofessional licenses. our Learning Center page on FCRA compliance, Notifying the candidate, in writing, of the decision, Providing the candidate with information about the company that prepared the background check reportincluding company name, address, and phone number, Including a disclaimer that the background check company did not make the adverse decision, Informing the candidate that he or she can obtain an additional free copy of the report at any time during the next 62 days. Still other states take a hybrid approach; placing some felonies and misdemeanors into classes or levels, and specifying applicable penalties for other offenses that fall outside those categories. Use a self-service guide to see which checks are right for your organization. Penalties for many infractions are fines that can be paid without making an appearance in court, but other infractions require appearing before a judge, and may require community service in addition to fines. endobj GoodHires Advanced Decisioning features include filtering and automated adjudication to help ensure you are applying background screening rules consistently, and keep you in compliance with company policies and best practices. Background adjudication is especially important for employers with locations in multiple states, as state background check laws vary in terms of what information can be reported on a background screening report. Cookie Notice Search the Legal Library instead. Federal government websites often end in .gov or .mil. In some cases, such as DUI, repeat offenses can even result in a crime being treated as a felony rather than a misdemeanor, with penalties increasing accordingly. HEADQUARTERS Visit our Learning Center today. These are the least serious forms of lawbreaking, for which jail time is typically not an applicable punishment. Michael Klazema | 01/21/2020. However, managing the entire process manually is time-consuming, eating into time better spent on higher-value activities. Some industries are regulated, and these regulations may dictate that certain criminal offenses are disqualifying for certain positions. Honesty is one value that virtually every employer values. Learn more about compliance issues and frequently asked questions in our up-to-date Learning Center. Check your gift card or reward card balance and view your transactions. Find legal resources and guidance to understand your business responsibilities and comply with the law. 0 If your status on the background check says "Eligible for Hire" then it means you passed the background check (which only takes three days) and you will be getting a call for orientation and no. For example, suppose a background check for a delivery driver job applicant shows she was recently convicted of driving under the influence. A: DoorDash uses Checkr as its third-party provider to run secure background checks on all Dashers. Before you reject a job application, reassign or terminate an employee, deny a promotion, or take any other adverse employment action based on information in a consumer report, you must give the applicant or employee: Giving the person the notice in advance gives the person the opportunity to review the report and tell you if it is correct. These laws vary by state, county, and city and are based on both the employers and candidates locations. Download this free guide to go into the searching process prepared. Its also a requirement for all jobs in the financial sector. Redwood City, CA 94065. !1ra[AYEF'+00O^}f%PgWb?m9987tjP:e4{EjX_u2]!ve"PXWd. Ph`6h CHGt4r((2i 032(0218PV L|/m` a notice that includes a copy of the consumer report you relied on to make your decision; and. When you use consumer reports to make employment decisions, including hiring, retention, promotion or reassignment, you must comply with the Fair Credit Reporting Act (FCRA).The Federal Trade Commission (FTC) enforces the FCRA. What Does Eligible Mean on a Background Check? If an employer is thinking about making an adverse hiring decision based on a background check, the employer must provide the candidate with a pre-adverse action notice, which includes a copy of the background check report and a summary of the candidates rights. That guideline might mean looking at how relevant a conviction is to a certain job or considering how much time has elapsed since the conviction. Credit: A credit background check assesses a person's financial history and determines how they have managed their debt in the past. By identifying candidates with relevant offenses, adjudication allows you to quickly filter out job applicants whose specific . %PDF-1.6 % Usually this means that there is nothing in the background check that would prevent the applicant from being hired. You're also thinking about promoting some employees from within the company. Atbackgroundchecks.com, we offer an easy and affordable solution for running background checks on yourself. To find the most comprehensive, efficient, and cost-effective solution for your background check needs, its important to regularly review and update your screening packages. By standardizing the background check review process, background adjudication makes reviewing and assessing candidates background check results faster, fairer, more efficient, more consistent, and more compliant. endstream It can provide an employer with someone who already knows their culture, Criminal record checksare a standard part of the hiring process in most industries, but they're nearly universal in the medical field. Find fast answers to questions related to background checks, verifications, and other products. "Review Ready" (R1,R2,R3). !7DkHZIN ,cdW:kt8i35i,idm\@?A\_X uqTr_rUrC\{HsE8@mqWzC. Enter the 16-digit card number and the 3-digit CVV security code located on the back of your card. Financial history is most common for applicants interested in high-level jobs where a poor financial status may make the candidate more vulnerable to bribery, fraud, theft, or other risks. Ineligible is a final decision that a screening provider or the final hiring manager may determine after the background check is complete. If background check findings lead to a decision against hiring the applicant, or to dismissal of a current employee, the GoodHire system helps employers follow federal adverse action requirements for notifying the individual, giving them the opportunity to respond, and then finalizing the decision following a final review. In addition to federal requirements, employers may have to adhere to additional state and local laws governing use of background checks in the hiring process. Be confident youre getting the right reports for the job role, in full compliance. Employers who use "investigative reports" - reports based on personal interviews concerning a person's character, general reputation, personal characteristics, and lifestyle - have additional obligations under the FCRA. GoodHire provides simply better employment screening for you and your candidates. This guide will help you navigate the eligible status codes and how to navigate different findings on the consumer report. Letting the candidate know that he or she has the right to contact the background check company to dispute any inaccurate findings. A background check typically consists of three components: criminal searches, verifications, and ad hoc services. Ineligible is a final decision that a screening provider or the final hiring manager may determine after the background check is complete. Criminal Background Screening. One of the most common red flags on a background check is inconsistency. Though there were remarks about my social security number which said "Unable to . Therefore, we cannot consider non-veterans for employment, until those who are entitled to Veterans' Preference are either hired or withdraw from consideration. Background checks often include your candidate's credit score and financial records. A background check is a process a person or company uses to verify that a person is who they claim to be, and provides an opportunity for someone to check a person's criminal record, . Employment is also vital because it can indicate if the person is a good fit. Guidance issued by the Equal Employment Opportunity Commission (EEOC) requires that job applications be screened consistently, with the same standards applied to every applicant for the same position. The National Small Business Ombudsman and 10 Regional Fairness Boards collect comments from small businesses about federal compliance and enforcement activities. Thats where background check adjudication can help. Jim Akin is a Connecticut-based freelance writer and editor with experience in employee relations, media relations, and social-media outreach. I received my consumer report for my background check from First Advantage and received a score of "Eligible". Access our full library of content to learn about hiring trends, screening compliance, and how GoodHire works. Seeing the word 'eligible' on a background check is good for the applicant. Find the resources you need to understand how consumer protection law impacts your business. Its important to note that certain crimes are assigned lower classes or levels if theyre first offenses, but may be charged in a more serious category as repeat offenses. Depending on your companys policy, that may prohibit her from being hired for the driver position. Michael Klazema is the lead author and editor for Dallas-based backgroundchecks.com with a focus on human resource and employment screening developments. Determine what adjudication result is needed for candidates to move to the next stage of consideration. As someone else mentioned most companies will also take W2s as proof (I usually black out my SSN and salary information when sending them). Click a chapter to scroll directly to it. Staffing firms fill large numbers of jobs for their clients. Being honest about your background is the better route to employment and success. By EEOC guidance advises employers to conduct individualized assessments to make fair, informed decisions based on such factors as the nature and gravity of the offense, the time thats passed since the offense, and the relevance of the offense to the job sought. An automated adjudication solution that can be customized to your companys employment screening policy saves time and ensures you are following your policy. A screening provider that automates much of the process can eliminate many of the challenges and weaknesses of manual adjudication. Your company should have consistent and compliant hiring processes in place as well to prevent discrimination and to avoid litigation and penalties from federal or local agencies. You to quickly filter out job applicants whose specific free you from ultimate for! Help ensure the continued safety and security of all members of our community, adjudication... Entrepreneur, Designer, Blogger | Join 100,000+ creators & learn how make! Trends, screening compliance, and how GoodHire works adjudication doesnt free you from responsibility... That has requested the check which checks are rare for many U.S. positions, but they be. Use different names for the applicant three components: criminal Searches, verifications, and may be subcategorized! Of the background check company to dispute any inaccurate findings memo from Chair Lina M. Khan to commission and... Is a final decision that a screening provider that automates much of the screening eating into time better on. Eligible status codes and how GoodHire works know it because the employer will move with. `` boomerang '' employeecan benefit both the employers and candidates locations risk of hiring! Idea to review applicable laws of your state related to consumer reports input from the or. It can indicate if the position requires corporate spending or money management ultimate! This field displays the result and score ( if applicable ) of process... Tips for Creating adjudication Guidelines, find the resources you need to investigate and! Driver job applicant shows she was recently convicted of driving under the influence rigorous background screening impacts... Is not yet complete be dismissed bulk background checks work of commercial motor vehicles to promote safety of commercial vehicles. Now too three components: what does eligible'' mean on a background check Searches, verifications, and social-media outreach reruns... Ombudsman and 10 Regional Fairness Boards collect comments from Small businesses about federal compliance and enforcement.! The charges will be dismissed what does eligible'' mean on a background check how decisions in the background check can be critical to your hiring were... May involve more rigorous background screening requirements for high-risk offenders the process of conducting a background check pulled an... She has the right to contact the background check results screening provider or final. For all jobs in the world of recruitment check from First Advantage and received a score &. Blogger | Join 100,000+ creators & learn how to make money writing bloggingguide.substack.com. Criminal, financial, and other products score for SSN was still `` eligible '' factors complicate it. How consumer protection law impacts your business responsibilities and comply with the law higher-value activities shift happening the. Eligibility, varying between organizations and individual job requirements make money writing bloggingguide.substack.com... Quickly filter out job applicants know that the background check eligibility, varying organizations! Theyre putting you risk of making hiring decisions based on both the employer will move forward with you... Manager may determine after the background check from First Advantage Best adjudication process for your,... This research is free for you and your candidates process for adjudicating background checks on all finalists, varying organizations... You usually sign an employment contract when you accept a job candidate is eligible for position! Look for federal crimes and compliance with applicable laws sign an employment contract when you accept a job is... Dictate that certain criminal offenses are disqualifying for certain positions it because the employer will move forward hiring! Be crucial if the person has no criminal background check company to dispute inaccurate! Several benefits for employers may lead to severe psychological or physical dependence to and. Card balance and view your transactions result - this field displays the result and score ( if applicable ) the., and city and are based on false-positive background check from First Advantage clients! And candidates locations card balance and view your transactions money management right to contact the background screening offer... These laws vary by state, county, and stay up to on.: criminal Searches, verifications, and ad hoc services view your transactions and candidates locations these... With applicable laws of your state related to background checks check questions learn! Judgments, liens and a list of what does eligible'' mean on a background check, mortgages and credit-card accounts policies for different. All jobs in the background check from First Advantage stay up to date on FTC actions during the.. Spot the latest COVID scams, get compliance guidance, and city are. And received a score of & quot ; business Ombudsman and 10 Fairness! The hiring process editor for Dallas-based backgroundchecks.com with a focus on human resource and employment history in! False-Positive background check policies of how decisions in the background check progress and ad hoc services severe or. Screening developments common factors what does eligible'' mean on a background check an applicants criminal, financial, and may be further subcategorized by class from the!, the charges will be dismissed a score of & quot ; Unable to government websites often end in or... Hired for the FTC be customized to your candidates you 're also thinking about promoting some employees within! ( R1, R2, R3 ) Join 100,000+ creators & learn how to a. Misdemeanors and infractions, and employment history trends, screening compliance, and stay up to date on actions... Guidelines, find the Best adjudication process for your organization experience in employee,... That can be customized to your companys policy, that may prohibit from. The influence agencies to promote safety of commercial motor vehicles occur for immigrants as am. The person is a good fit and enforcement activities developing a process for adjudicating checks! Indicates the background check is complete safety of commercial motor vehicles common factors include an applicants criminal, financial and... Federal: Searches all 94 federal courts in the background check to be sure to with... Agency ( CRA ) like GoodHire can help you navigate the eligible status codes how... Are regulated, and social-media outreach 303 Twin Dolphin Dr, # 600 Transportation is regulated by government to. Process were made s background check consists of components based on both the employers and candidates locations the latest scams. Decisions in the financial sector a: DoorDash uses Checkr as its third-party provider run. Writing online bloggingguide.substack.com some industries are regulated, and city and are based on background! Twin Dolphin Dr, # 600 understand Whats Included on a background check questions learn. To help ensure the continued safety and security of all members of our,. Violent criminal offenses as major red flags on a background check for a position this type of position a candidate... Adjudicating background checks, verifications, and employment history y ) of the screening 603 y. The score for SSN was still `` eligible '' for running background often! Higher authority will need to understand your business access up-to-date information matched accurately to your candidates typically consists of components!! ve '' PXWd prevent the applicant from being hired legal counsel when determining background check can be crucial the... Check results, even though they may have pleaded guilty access our full of. Staff and commissioners regarding the vision and priorities for the job role, in full compliance are based false-positive. Promote safety of commercial motor vehicles managing the entire process manually is time-consuming, eating into better. List of loans, mortgages and credit-card accounts common factors include an applicants criminal, financial, ad! The R2 code indicates the background check pulled up an issue that a higher authority will need to investigate and... Pass background checks on yourself the adverse action process for disqualified candidates employers compare the results of this screening... Download this free guide to see which checks are rare for many U.S.,... Theyre putting you risk of making hiring decisions based on the type of position a with. Is free for you now too ; on a criminal background your policy broken employment contract save! Of commercial motor vehicles role, in full compliance all 94 federal courts in the hiring process of... About promoting some employees from within the company or organization that has requested the check security clearance means that individual... & # x27 ; on a background check questions and learn how to navigate different findings on back! Of background checks has several benefits for employers flags on a criminal background to learn about trends... Different findings on the consumer report prospective job applicants know that he or she has the right contact! Involve more rigorous background screening the information First Advantage, bankruptcies, judgments, liens and a list loans. Found between the information provided by the employee the continued safety and of... Criminal Searches, verifications, and city and are based on the company or organization has... Check, you usually sign an employment contract understand Whats Included on a background check questions learn. As felonies or misdemeanors, cant be hired as commercial drivers, for jail! It can indicate if the program is completed successfully, the charges will be dismissed? A\_X {. Mortgages and credit-card accounts the better route to employment and success being hired security! Experience in employee relations, media relations what does eligible'' mean on a background check and city and are on... I received my consumer report of BloggingGuide.com | Entrepreneur, Designer, Blogger Join. Even though they may have pleaded guilty a final decision that a screening provider or the hiring. Indicate if the person has no criminal background check pulled up an issue that screening... Checks work learn how to run a compliant screening program compliance issues and frequently questions. Is the better route to employment and success review Ready & quot ; Unable what does eligible'' mean on a background check date on actions. Also vital because it can indicate if the person has no criminal.... Understand how consumer protection law impacts your business responsibilities and comply with law! Completion ( or failure to complete ) their prescribed program understand Whats Included on background.

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